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When a bankruptcy repayment plan is not affordable

When a Chapter 13 repayment plan is created, the amount owed monthly is determined by a person's income at the time of plan approval. These repayment plans are good for three to five years. A lot can happen during that time.  What do you do when the repayment plan is no longer affordable?

Is bankruptcy the answer when buried in credit card debt?

Debt: it seems to be something that most people in Kentucky and elsewhere just cannot escape these days. While some can find ways to pay it off in a relatively swift manner, others may struggle with it for years. This is particularly true with credit card debt. For those who are really in a monetary tight spot, bankruptcy may be the answer. 

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Musselwhite, Meinhart & Staples

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