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When you realize that your debts have gotten completely out of control and there is no reasonable way you can possibly pay them off, you may begin to consider bankruptcy as a solution to your financial woes. If you include a significant sum in student loan debt included within your overall debt, you may you…
If you are struggling every month to pay your bills and you seem to fall farther and farther behind, it may be time to consider bankruptcy as a long-term solution to your financial problems. Sometimes, despite working hard and being responsible with your earnings, debts can become unmanageable. People often hesitate to consider bankruptcy because of…
Once you have made the difficult decision to get your financial future on track by filing for bankruptcy protection you may feel relieved. As soon as you remember that some of your debt has been co-signed by a friend or family member, however, that relief may dissipate as you wonder what happens to a co-signer…
Kentucky chapter 13 bankruptcy basics from Paul Musselwhite The chapters a debtor may use to file bankruptcy can be found in the U.S. Bankruptcy Code. Most individual debtors file either a chapter 7 or chapter 13. Learn more about Kentucky Chapter 13 bankruptcy in this presentation.
Chapter 7 Bankruptcy in Kentucky from musselwhitelawky Chapter 7 results in most debt being discharged, or eliminated, without the need to repay it. In Kentucky, a debtor may choose to use either the federal or state exemptions, but CANNOT combine them. Learn more about chapter 7 bankruptcy in Kentucky in this presentation.
Life after Bankruptcy: Myths and Misconceptions from musselwhitelawky Once you decide to file bankruptcy you will need to decide which chapter to use. Individual debtors (or married debtors) can use the following chapters. Learn more about life after Bankruptcy: myths and misconceptions in this presentation.
Most people who face financial difficulties go to great lengths to avoid filing for bankruptcy protection. People often avoid bankruptcy because of the numerous myths and incorrect information they have heard about bankruptcy. All too often, significant, valuable, assets are lost along the way as a debtor tries to handle the financial crisis without turning…
Chapter 11 bankruptcy is a form of bankruptcy that is typically used by businesses. The name refers to the chapter of the bankruptcy code that describes the requirements to file and operate under these regulations. Chapter 11 allows businesses to work out a plan to repay creditors and eliminate debt while still conducting business. The…
If you have made the difficult decision to file for bankruptcy, it is quite likely that you have experienced a number of financial emergencies. It stands to reason that you may want to keep one of your credit cards throughout the bankruptcy process just in case another emergency were to arise. Whether or not you…
If you have made the difficult, yet usually wise, decision to file for bankruptcy protection you are hardly alone. In recent years, the number of bankruptcy petitions filed in the United States has reached record levels, due in large part to the financial crisis the country as a whole has been through. Topics covered in…
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