For the average hardworking American it only takes a brief period of unemployment or a relatively minor emergency to cause an already tight budget to spiral out of control. Once that happens, it may seem as though there is no way out of the financial chaos that follows. If you find yourself in this situation, bankruptcy may be the solution.
Our attorneys at Musselwhite, Meinhart & Staples understand how financial hardship affects all areas of life. We are committed to helping you find a permanent solution to your financial problems and have more than 80 years of combined legal experience helping individuals and families file for bankruptcy. We will help you explore all options to find a solution that works for you.
It is our goal to give you the best possible bankruptcy representation at the lowest possible price. For example, we charge $650.00 plus costs for a joint or individual Chapter 7 bankruptcy. We believe that our fees for a Chapter 7 bankruptcy are among the lowest charged by any experienced bankruptcy attorney.
We routinely file Chapter 7 and Chapter 13 bankruptcies in Radcliff, Elizabethtown and counties located in the Western District of Kentucky. We will guide you through the bankruptcy process, explaining your options and how each decision could impact your life.
Misconceptions about bankruptcy often stop people from filing for bankruptcy. You should have accurate information about the bankruptcy process in order to make an informed decision about whether bankruptcy is right for you and your situation. Visit our Bankruptcy Frequently Asked Questions page to learn more about common questions and concerns.
It is a common misconception that your credit is permanently destroyed after filing bankruptcy. This is not true. In fact, many debtors find that their credit score begins to go up almost immediately after being discharged in a Chapter 7 bankruptcy. Although each situation is unique, the average debtor is able to qualify for a car loan within a year and a mortgage loan within three years after discharge, assuming all other eligibility criteria are met.
Our lawyers have helped thousands of people just like you through the bankruptcy process. Don’t let any misconceptions you have about the process prevent you from pursuing your options. We will answer your questions and provide honest advice about what you can expect after filing.
We are available 24/7 and are available to guide you through your options with personal service, accessibility and compassion you need during the challenging time in your life. Arrange a free consultation to get started. Call 270-872-4537 or send us an email.