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How To File Bankruptcy?

How To File Bankruptcy?Due to the economic climate during the past decade, individuals and families continue to struggle to pay their bills and living expenses each month. Unemployment is still a problem for many Americans making it very difficult to provide for their family. In many cases, they have no choice but to use credit in order to pay for basic living necessities. Others face a variety of problems including divorce, medical issues or the death of a spouse. Any of these situations can cause a strain on finances. If the situation continues, the individual may not have any other option but to file bankruptcy.

Do I Need an Attorney to File Bankruptcy?

If you are experiencing financial problems, you may feel as if there is no hope; however, when you file bankruptcy, you will receive the relief from your debt that you need in order to rebuild your life and finances. Although you are not required to have an attorney to file bankruptcy, we strongly advise that you consult with our office prior to filing bankruptcy. Bankruptcy laws are complex. If you file bankruptcy on your own, you run the risk of making mistakes that cannot be reversed.

In most bankruptcy cases, the debtors discharge most, if not all, of their debts while protecting their assets but in order to do so, the debtor must follow all of the requirements of the Bankruptcy Code. Reading about bankruptcy online does not give you all of the information you need to file bankruptcy on your own.

Therefore, your first step in filing bankruptcy should be to contact our office for a free consultation. Our experienced bankruptcy attorneys will discuss bankruptcy options and advise you as to what alternative is best for your financial situation. Our office will help make sure you have all of the information required to file your bankruptcy case and we will attend court with you. Even a simple bankruptcy case can become complex, especially if you do not have an attorney who understands bankruptcy laws and how to use those laws to protect his or her client.

You would never consider performing your own surgery; therefore, why would you want to file bankruptcy on your own. Furthermore, you would never consider allowing your dentist to perform major bodily surgery on you. The same applies to hiring an attorney who does not have bankruptcy experience. You want someone who has filed hundreds of bankruptcy cases to represent you when you file your bankruptcy. Our attorneys have the experience and knowledge to help you find an affordable solution to your debt problems.

Contact an Experienced Louisville Bankruptcy Attorney

We’ve Helped Thousands of KY Families, we can help you!

The bankruptcy attorneys of Musselwhite Meinhart & Staples, PSC have over 50 years of combined legal experience. If you are struggling with debt, we can help you find an affordable solution to your financial problems. We represent clients in Hardin Count, Jefferson County and throughout central Kentucky from our offices in Radcliff and Elizabethtown and Louisville.

Contact us at (270) 351-6069 or 1-800-754-HELP to schedule a free consultation with one of our attorneys. You may also contact our office through our convenient online contact form.